​This coverage is designed to help pay the costs associated with the need for personal and custodial care in a variety of settings such as your home, a community organization or a nursing home facility. Various plans are available, some that reimburse the policyholders for their incurred expenses and some that pay the care providers directly. Premium discounts are offered to couples who choose to purchase their coverage together. Let’s talk about the range of care options and the benefits that are available that will allow you to get the services you need, where and when you need them. ​